The Kyle Hedtke State Farm Agency understands that life can be tough, we believe it is our responsibility to help you make smart decisions when it comes to your insurance and financial service needs. Our business philosophy is to help you feel safe, and to better understand your insurance, and feel respected in our office. We work proactively and make it our focus to effectively help people manage all the risks of everyday life.

If severe September weather or unexpected household hazards make your dwelling temporarily uninhabitable, a home protection arrangement covers your family's temporary hotel bills, dining expenses, and relocation costs. It keeps your daily living standards intact, so your children stay in their regular school routines while your home undergoes repairs. Setting up this safeguard now provides your household with a secure safety net through major interruptions. Taking a brief moment to look at your auto insurance makes sure that your car possesses the necessary backing for these active months. It establishes a firm layer of protection, allowing you to embrace the summer heat with confidence. Taking the time to review your setup alongside these updates helps maintain a strong level of security. For many, this means verifying that their family’s needs will be met even if they are no longer there to provide. Establishing a clear way to handle future expenses is a generous gift to those you leave behind. This month offers a perfect window to focus on the security of your home. The early part of the year often inspires reflection and goal-setting focused on what matters most. Life insurance plays an important role in helping families manage financial responsibilities if the unexpected occurs. Taking action now can help bring confidence and clarity moving forward. Taking a few minutes now to review your policies can save you from stress down the line. As your local State Farm agency, our team is here to walk you through it all!

The Kyle Hedtke State Farm Agency is locally owned and operated in Sartell, MN. I have been with State Farm since 2013 and I am licensed in Minnesota, North Dakota, South Dakota and Iowa. My team and I help people personalize insurance plans that properly protect their autos and homes as well as ensure they are taking advantage of all the discounts available to them. I also assist our individuals in creating personalized life insurance and health insurance plans that meet their needs and make sure their most important asset is protected. We truly are a one stop shop when it comes to insuring your car, truck, motorcycle, home, condo, renters, boat, RV, small business, and life insurance needs. We also help with people moving or relocating to Sartell, MN as well as people moving or relocating to the St. Cloud area, Saint Joseph, Sauk Rapids, Saint Cloud, Waite Park and St. Stephen, MN. Our agency is committed to help you compare insurance policies so that you can make the right decision that fits your situation.

I am a proud husband and father of three beautiful children. I live here in Sartell, MN and my wife and I are grateful to have our children in the Sartell School District #748. The Kyle Hedtke Agency is committed to give back to our community. We are always looking for new events to participate in. We are proud to be the only State Farm Agency located in Sartell, MN. We love being part of such an amazing community. We are committed to the Sartell Chamber of Commerce as well as other local charities and organizations in central MN. I have lived and worked in the St. Cloud Area since 2001. I am a proud member of the Sartell Chamber of Commerce, the Saint Cloud Chamber of Commerce. I am proud to be a sponsor of the Saint Cloud Rox baseball team, the Sartell Youth Hockey Association, Sartell Hockey, Sartell Area Youth Football Association, Sartell Baseball Association and many other great local schools sports and associations in the greater St. Cloud Area. #Wheresthebearwednesdays #bearyhedtke #community

We help people insure their cars as well as their homes, whether they are renting and need Renters Insurance, own a condo and need Condo Insurance or own a home and need Homeowners insurance. We take the time to talk to everyone about the importance of Life insurance to protect the people we value most. Working with small business owners for their Business insurance needs is very rewarding for me, because I am a small business owner too.

Our office moved from Waite Park to Sartell, MN in 2019, so we know all about the challenges of relocation—and we’re certainly happy to help you with yours. And we’re always ready to help you find the right home, renters, auto, life or business insurance for your needs. We're in the fall season! Please give us a call to make sure you have the right insurance for all your summer toys and your winter toys too! We can still help with personal watercraft insurance, boat insurance, pontoon, motorcycle insurance, UTV (side by side ) insurance , ATV insurance. We are actively working with many people for their snowmobile insurance, Fishhouse insurance and more! Please call, email or text us today for a free quote.

Customer service is our top priority! As we head into the busy Minnesota summer months, please reach out for a virtual appointment to review your insurance and financial needs

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Looking for coverage? Talk with Kyle about your options in Sartell.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Kyle is proud to serve the Sartell community.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Serving Sartell and the surrounding area, Kyle can help answer your questions.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Have questions? Kyle in Sartell can walk you through your options.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Kyle works with Sartell residents to find coverage that fits.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Kyle serves Sartell, MN and is happy to help with your insurance needs.